Payment orchestration

One integration. Every payment channel.

PentePay connects online merchants to 150+ integrated payment technologies, spanning acquirers, wallets, local methods and crypto rails.

Providers & acquirers
500 +
Markets covered
180 +
Platform uptime
99.99 %

Live Routing Engine

Transaction #PP-48210

Approved
Acquirer EU
auth 98.4% 1.2%
Local APM
auth 96.1% 0.9%
Card US
auth 94.7% 1.6%

Uplift This Month

+11.8%

The platform

Infrastructure that makes every payment channel perform

Orchestration, optimization and reporting in one layer that sits between your checkout and the global payments ecosystem.

Smart routing

Rules and ML models pick the provider with the highest approval odds per BIN, market, amount and card scheme in real time.

Cascading & retries

Declined transactions are instantly re-attempted on the next best rail, recovering revenue that would otherwise be lost.

Dynamic currency conversion

Present prices in the shopper’s currency with transparent, competitive FX and capture the margin on every conversion.

500+ provider network

Acquirers, PSPs, wallets, local APMs, open banking and crypto rails, all behind a single normalized API.

Unified analytics

One reconciled view of authorization rates, costs, chargebacks and settlement across every provider you run.

Tokenized vault

Network tokens and a PCI-compliant vault keep cards portable, so switching providers never costs you a customer.

How it works

From integration to optimization in weeks, not quarters

01

Connect once

A single API, SDKs and a hosted checkout replace every one-off provider integration.

02

Define your logic

Build routing, cascading and FX rules in a visual editor no engineering release required.

03

Optimize continuously

PentePay learns from every transaction and rebalances traffic toward the best performing rails.

Global coverage

Every method your customers expect, wherever they pay

Launch a new market without a new integration. PentePay maintains the connections, certifications and settlement logic so your team can focus on conversion.

Average authorization uplift
+ 11 %
Reduction in processing cost
- 23 %

Cards & acquiring

Wallets

Local methods

Emerging rails

Trust & compliance

Built to the standard regulators and banks expect

PCI DSS Level 1

Built on infrastructure designed to PCI DSS standards, with formal certification underway.

Tokenization & 3DS2

Exemption logic that keeps friction low.

GDPR & data residency

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99.99% uptime SLA

Engineered for enterprise-grade reliability across a multi-region, active-active architecture.